The post Shalva appeared first on Charge To Recharge.

The post Bring Change 2 Mind appeared first on Charge To Recharge.

The post Child & Family Resources appeared first on Charge To Recharge.

According to PCI Security Standards Council, small businesses are prime targets for data thieves. Home users are most vulnerable as their network is usually not protected. It’s not enough to have a SSL Certificate on your website.

If customer’s data is stolen, you could receive fines, penalties, and possibly lose the ability to accept credit cards. That will hurt your business as well as be an awkward conversation to have with a customer on why you cannot accept credit cards.

Start with the Self- Assessment Questionnaire. Your business size will dictate if you need additional technology. There is an ongoing 3 step process every 90 days to Assess, Remediate, and Report. In the first step, you look at your set ups and search for vulnerabilities. Second, you address the vulnerabilities. Finally, you create a report and send it to acquiring banks and card brands.

Technology is evolving and so are criminals. As determined as you are to make it, so are thieves. This is their livelihood. While this may seem inconvenient, imagine having your credit card information stolen. This is for your customers to feel safe with you. If they feel safe, they’ll do more business with you.

The post What is PCI Compliance? appeared first on Charge To Recharge.

While American Express offers great rewards and perks for its customers, it offers higher fees to business owners. Their rates are 2-3.5% versus 1-2% with other cards or even less with debit cards. While that may not seem like much of a difference, it adds up fast and when your margins are sensitive, you feel it. Many business owners risk the inconvenience of not accepting a fraction of their customers’ cards than accept it and pay a high price.

American Express works on a different business model than Visa, Mastercard, and Discover. They are a closed loop network where they issue cards directly to the card holders and merchant accounts directly to businesses. Because they do not have to answer to another financial institution, they can set their discount rates to what they want. While most credit cards make profit off of interest, American Express uses annual fees to card holders and higher swipe fees to merchants. They can so they will.

They also require businesses to undergo another application process before accepting their card. One more thing you’ll have to do.

There’s not much inconvenience to customers as many American Express cardholders carry more than one card because not everyone accepts American Express.

You know your business and what’s best for you. You’ll make the right decision.

CONTACT US

The post The Difference between American Express and Other Cards appeared first on Charge To Recharge.

People like buying from people who go above and beyond. Think about it: if two vendors offer identical products, but one gives to charity, you’d go with that vendor. Customers are fascinated to learn every time they use their credit card a portion of the fee is donated to a charity of the owner’s choice. It says a lot about you, the owner, that you’re prioritizing this value. Customers feel involved; by buying, they’re also donating and helping.

It’s a free perk. You don’t have to do anything more, they don’t have to do anything more, everyone feels good about their decisions. Imagine the customer telling their friends about you, “Not only do they offer this great service, they donate to charity automatically.” Likes associate with likes. People want to be a part of that team.

Let them be a part of something greater. They are a part of the flow from merchant, to buyer, to GIVIA, to the people receiving the help. You wouldn’t have a fee to donate if they had not bought your product or service.

You’re helping yourself find your tribe, people with similar values and together you can lift each other up. By being true to yourself, doing what you know is right, you are attracting the best people to you.

CONTACT US

The post Live Your Values and Find Your Tribe appeared first on Charge To Recharge.

You’re also discovering there’s truth to the adage, “An entrepreneur is someone who stops working 40 hours for someone else in order to work 80 hours for himself.” Donating to your favorite charities is on your To Do list, but at the end of the day you say you’ll do it tomorrow (or you just plain forgot about it).

When you’re constantly thinking about where the money is coming from, you may feel you’re not able to donate at this time, even though you know for the cost of your morning coffee you can improve someone’s life. You know every bit counts and adds up. You also know you need to pay your Virtual Assistant to create your landing page, to buy advertising to get in front of your target audience, and for any incidentals or materials that go into making your special product that make people’s lives better.

That’s where GIVIA comes in. If you accept credit cards as a form of payment, you can help the charities near and dear to your heart without even thinking about it and without spending your money.

Use GIVIA as your credit card processor and GIVIA will donate to a charity of your choice.
When you work with GIVIA, together we are making the world a better place, one swipe at a time.

By doing business, you are making a difference.

The post Make a Difference without Thinking About It appeared first on Charge To Recharge.

The post Ohel appeared first on Charge To Recharge.

The post eWomen Network Foundation appeared first on Charge To Recharge.

The post YESS appeared first on Charge To Recharge.